Marriage Tax Allowance

The Marriage Allowance is worth up to £238 a year, and backdated payments of up to £662 could also be available. We have covered the Marriage Allowance before, but thought it was worth mentioning again as HMRC recently disclosed that up to a million eligible couples are yet to claim their entitlement. 

It is a tax break for couples who are married or in a civil partnership, where one person is a non-taxpayer (income below the Personal Allowance of £11,850 for the 2018/19 tax year) and the other is a basic rate taxpayer (income between £11,850 and £46,350).

The non-taxpayer can transfer £1,190 (10% rounded up) of their unused Personal Allowance to the basic rate taxpayer, meaning they can save £238 on their tax bill. The Marriage Allowance was introduced in April 2015 and previous year’s allowances can be back-dated – the income tax bands were slightly different so the potential savings for those three tax years could add up to £662.

It only takes a few minutes to register for the Allowance at If you need more details, please contact us or have a look at Martin Lewis’s website, which has a very clear explanation

The Allowance unfortunately doesn’t apply to higher rate or additional taxpayers, and a separate tax allowance applies for couples where one or both were born before 6 April 1935.

Please pass on this information to friends, colleagues and family.

We are always available to discuss any queries or concerns, so just call or drop us an e-mail.

The area of taxation is not regulated by the Financial Conduct Authority (FCA).

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